Address: 1000 N Main Main, Newcastle, OK 73065
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5 items a loan company considers to qualify you.
Up to 31% of gross income can go towards your house payment
Your House payment + other credit debts (car payment, student loan payments, minimum credit card payments, alimony and child support payments) cannot exceed 43% of your gross monthly income.
4. Job History
Two years of steady job history in the same line of work.
Two-year requirement may be waived if you just got out of college.
Self employed or commissioned jobs need two years of tax return.
3. Mortgage/Rental History
Pay your rent or house payment
Enough monies needed for down payment or closing costs.
Your money needs to come from verifiable sources:
Banks, credit unions, investment companies, stocks, life insurance, etc.
Cash on hand for down payment or closing costs must be documented.